Since 2023 (HB 837), Florida follows modified comparative negligence in most injury cases: your damages are reduced by your share of fault — and if you are found more than 50% at fault, you recover nothing (Fla. Stat. § 768.81). Medical negligence cases are exempt and remain pure comparative. See what fault allocation does to a recovery.
Adjusters push fault onto victims because the 51% bar makes it profitable. We build the evidence record that keeps your percentage where the facts put it — not where the insurer wants it.