Florida Comparative Negligence Calculator (HB 837)

Since 2023 (HB 837), Florida follows modified comparative negligence in most injury cases: your damages are reduced by your share of fault — and if you are found more than 50% at fault, you recover nothing (Fla. Stat. § 768.81). Medical negligence cases are exempt and remain pure comparative. See what fault allocation does to a recovery.

Florida Comparative Negligence Calculator

Your adjusted recovery will appear here.

Why Fault Percentage Is the Whole Fight

  • Insurance adjusters know the 51% bar — pushing your fault over 50% doesn't just reduce their exposure, it eliminates it. Expect fault arguments in every negotiation.
  • Fault allocation is a jury question built on evidence: photos, witnesses, telematics, and experts. It is decided by the record, not the adjuster's opinion.
  • HB 837 also shortened the negligence statute of limitations to 2 years — fault arguments cost time you may not have.

Being Blamed for Your Own Accident?

Adjusters push fault onto victims because the 51% bar makes it profitable. We build the evidence record that keeps your percentage where the facts put it — not where the insurer wants it.

Attorney Albert Goodwin

About the Author

Albert Goodwin, Esq. is a licensed attorney with over 18 years of courtroom experience handling personal injury cases. His extensive knowledge and trial experience make him well-qualified to write authoritative articles on a wide range of personal injury topics. He can be reached at 786-522-1411 or [email protected].

Albert Goodwin gave interviews to and appeared on the following media outlets:

ProPublica Forbes ABC CNBC CBS NBC News Discovery Wall Street Journal NPR

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